Taking Out a Holiday Loan
Whether you are planning a dream trip to faraway shores or a fabulous honeymoon or are hoping to attend a friend or family member’s ‘destination’ wedding, a competitively priced personal loan may be a great way to access the funds that you need, as long as you are committed to...Read More
Secured loans for homeowners
Secured loans, which may sometimes be referred to as second charge mortgages or homeowner loans, are a way of borrowing a significant sum, normally above £25,000, by offering collateral, typically your property, as security. There are a number of reasons why you might be considering taking out a loan of...Read More
Wedding season! Could an unsecured loan help cover the cost?
It’s that time of year again: the wedding season, when it seems you’re dusting off your finery every weekend to attend the nuptials of an old schoolfriend or a distant cousin. Weddings are an expensive business. If you’re planning your own wedding, whether for this summer or the next, you...Read More
Ten things to know about personal loans
If you're wondering if a personal loan might be right for you, it's natural to have questions. However, finding the answer to those questions can be daunting. Friends and family may have conflicting opinions, press coverage may be negative, and you may worry that your bank only offers advice that's...Read More
Unsecured loans: how to improve your chances of being approved
Unsecured loans are big business. Recently released figures show that consumer credit grew by 9.4% in the first six months of 2017, and much of that is attributable to unsecured loans. With more providers than ever, the days when only a bank, usually your own, could offer you a loan...Read More
Personal loans - your questions answered
What is a personal loan? Is it an unsecured loan? A personal loan is credit advanced to an individual by a financial institution. The term is used interchangeably with "unsecured loan". The two are one and the same. Who is eligible for a personal loan? In general, anyone over the...Read More
Secured loans: is it time to worry?
With leading economists and the Bank of England warning that interest rates may soon be on the rise, it's only natural to look at your personal finances and assess how this might affect you. Those with rather lacklustre savings accounts may feel cheered but, for many, the prospect of higher...Read More
Loans and the Brexit effect
The financial markets have felt the repercussions of the vote to leave the European Union ever since the early hours of the morning of 24th June, 2016. Debated at length in the printed press, online, on the radio, on screen and in most homes and offices, the only certain fact...Read More
Should I consider taking out an unsecured loan?
An unsecured loan, also known as a personal loan, can be a quick and easy way of accessing credit. There is minimal red tape and face-to-face interviews are rare nowadays. Online application platforms have simplified the process greatly, and mean that it is possible to have the money in your...Read More
Unsecured credit explained
Financial terminology can be confusing. Press reports do not always help, sometimes conflating different types of credit or even confusing them. Most people understand that secured credit is credit that is secured against an asset. Usually this is property - typically the borrower's primary residence, provided there is sufficient equity....Read More