Personal Loans Versus Credit Cards
If you are in the market to borrow some money, perhaps to fund a holiday or to purchase a new car, you may be weighing up the pros and cons of borrowing on a credit card as opposed to a personal loan. Both methods of borrowing have some advantages and...Read More
Secured or Unsecured Borrowing?
If you have never taken out a loan before, you may be wondering which loan will be the best fit for you in your particular circumstances. There are a number of ways to borrow money, and the right route will depend on a number of factors: how much you wish...Read More
Can I Get a Personal Loan with Bad Credit?
If you are researching personal loans and are wondering if your low credit score will prevent you from getting access to the best deals out there, you may be right to be concerned. A credit score is essentially a reflection of how well you have managed your finances to date....Read More
Consolidating Your Debts with a Secured Loan
Secured loans are used by borrowers to serve a number of functions. Some homeowners find them a convenient way to fund improvements to their property - for example, an extension or other costly renovation. This can be a good idea because such works often add value to a home, meaning...Read More
Secured Loans for Home Improvements
If you are planning some improvements to your home, you are probably weighing up how best to pay for the work. As you own your property, you will be eligible to borrow money using it as security. If you are in a secure position with a decent amount of equity,...Read More
Funding Your Dream Wedding with a Personal Loan?
If you have recently started planning your big day, you may be shocked at the quotes you are getting for aspects such as the venue, catering and even the dress. While some of us are lucky enough to have relatives willing to help with the costs, this is by no...Read More
Thinking About a Personal Loan?
Personal loans can be a good way to fund a big-ticket purchase such as a new car or dream holiday. If you have a high credit rating and unblemished financial history, you should find that lenders are happy to offer you a decent interest rate on their unsecured loan products,...Read More
How to Get an Unsecured Personal Loan
Unsecured loans are a way of borrowing money that does not put your assets (for example, any property you own) at risk. Before signing up for a loan of this type, there are lots of factors that you need to take into consideration. Firstly, think about how much you can...Read More
Secured Loan: Yes or No?
Secured loans are regarded in some financial circles as a last resort. However, while this may be true if the potential borrower is opting to secure their loan on their property because they have run out of other options, there are other scenarios where secured loans actually make a lot...Read More
Can I Get an Unsecured Loan with Bad Credit?
If you have experienced financial difficulties at some point in the past, you may be wondering if you will ever be able to get unsecured loans at a competitive rate of interest. If you have ever defaulted on a loan or mortgage, or even have been a little late in...Read More