Thinking about a home improvement loan?
If you are thinking about taking out a home improvement loan because you want to fund a large build or a more modest project such as a new kitchen, personal loans can be one way of making your vision a reality. Applying for personal loans is typically a fairly simple...Read More
If you’re thinking of taking out a secured loan as a solution to your debt problem, there are several very important factors that you will need to think through carefully before signing on the dotted line. Secured loans do have a number of advantages over non-secured, personal loans. Firstly, you...Read More
Finding the best personal loan for you
There are certain basic boxes that you will need to tick, as an applicant for a personal loan. You need to be at least eighteen to apply for a loan in the UK and you need to have a UK address. The longer you have lived at this address, the...Read More
If you have built up a fair bit of debt to multiple providers, you may find it quite complicated and stressful to keep on top of everything you owe. If you are experiencing problems with your money management, you may be thinking about consolidating your total debt into one new...Read More
Should I take out a secured loan?
Secured loans, also commonly called homeowner loans or second charge mortgages, are a financial product which enables you to borrow a large sum of money (normally over £25,000) by offering collateral, which is generally your property, as security to guarantee the repayments. If you need to raise a sizeable sum,...Read More
A Guide to Wedding Loans
Weddings are memorable occasions, but as all those that have recently tied the knot will attest, marriage can be a very expensive business. These days, the average wedding costs between eighteen and twenty-two thousand pounds, so it won’t come as a surprise to learn that many couples need to borrow...Read More
Getting a Loan with Bad Credit
If you have struggled with your finances in the past, your credit score will reflect that fact. However, there are loans available for those with a low credit rating, though you may need to shop around fairly extensively in order to identify them. There are lots of reasons why you...Read More
Secured Loans to Consolidate Debt?
If you have built up a fair bit of debt over the years, you may well be considering ways in which you can simplify your finances. Multiple loans and credit cards result in multiple direct debits to multiple providers, and they can be very difficult to keep on top of....Read More
Personal Loans Versus Credit Cards
If you are in the market to borrow some money, perhaps to fund a holiday or to purchase a new car, you may be weighing up the pros and cons of borrowing on a credit card as opposed to a personal loan. Both methods of borrowing have some advantages and...Read More
Secured or Unsecured Borrowing?
If you have never taken out a loan before, you may be wondering which loan will be the best fit for you in your particular circumstances. There are a number of ways to borrow money, and the right route will depend on a number of factors: how much you wish...Read More