Should I consider taking out a personal loan?
Personal loans allow individuals to borrow as much as £50,000 over a period that can be anywhere between 1 and 25 years. They are not secured against any of your assets and, as such, are often highly attractive products. However, if you are considering a personal loan, it is important...Read More
Personal loans or credit card?
If you are looking to borrow a relatively modest sum of money and are wondering whether a personal loan or a credit card would best suit your needs, read on. The answer depends on several factors, not least how good you are at managing your finances. Organised people may find...Read More
Can I Get a Secured Loan When My Credit Score Is Low?
If you’ve been through some trials and tribulations with your finances in the past, you may be wondering if you’ll be considered eligible for credit now that you are back on track. The simple answer is yes, though there are a number of caveats. You may find that you will...Read More
The Best Way to Borrow
It is a rare person indeed who goes through life without having to borrow some money at some point. Many of us will have experienced a set of circumstances which meant we have needed to apply for a loan to cover an unforeseen emergency - for example, an urgent car...Read More
Will I get accepted for an unsecured loan?
Unsecured loans may be a decent way of borrowing the cash you need to purchase a big ticket item such as a new car, or even to pay for some improvements to your property. A loan of this nature is generally capped at around the £25,000 mark, so it can...Read More
Shopping around for unsecured loans
When it comes to shopping around for unsecured loans, you may be wondering where to start. These days, there are multiple providers offering unsecured loans, both on the high street and online, and navigating the various different offers, interest rates and terms and conditions offered by each can be very...Read More
Personal loans and bad credit
If you need to borrow some money but are aware that your credit rating is in a bad way, you may think that there are not that many options open to you, other than a high-risk secured loan. However, that is not necessarily the case. Whilst it is true that...Read More
Loans for home improvement
Do you need more room for your ever expanding family, or crave a high-spec new kitchen, but don’t have the funds to up sticks and move house? If so, you might wish to consider financing the changes you want to make to your property with an unsecured loan. Many of...Read More
Personal loans with no credit rating
If you have decided that you want to take out a personal loan, perhaps to pay for a holiday or a new car, you may be worried about whether or not you will meet the lender’s criteria. While the only way to find out for sure if you are eligible...Read More
Secured loans: right for you?
If you are thinking about taking out a secured loan, you probably fall into one of two categories: 1. You are planning some large-scale home improvements and need to borrow to fund them 2. You want to consolidate all of your debt into one new loan, to make your finances...Read More