Be smart & pay off your debts ASAP
Are you pondering whether to pay off debts sooner? Do you prefer to save cash over paying off debt? Paying off your most important debts early can save you hundreds of pounds, reduce your monthly outgoings, and allow you to build extra savings. Yes, you heard it here first. There’s...Read More
Credit ratings: The known knowns, the known unknowns & the unknown unknowns
As borrowers we all love to know our credit rating is high enough to give us the best possible chance of being accepted by lenders. However the topic of credit rating tends to be filled with confusion for the average borrower regarding the flexibility of the score and how different...Read More
The end of payday loans: What are short term credit options?
Borrowers of short term credit will now have to consider using other avenues as pressure on payday lenders increase from next January. The FCA’s decision to introduce stricter regulations on the easy to access credit has been welcomed by debt charities worried about the impact of the high interest charges...Read More
Improve Your Bad Credit Rating with a Debt Consolidation Loan
It is a well-known fact that being in possession of a bad credit rating often adversely affects your ability to take out a loan. However, taking out a debt consolidation loan could actually boost your credit rating, making future borrowing less complicated. As long as you are in a position...Read More
Consumer confidence falls again: Is it time to worry?
You must have read recently about the level of consumer confidence falling during September for the second consecutive month. But should we be worried about the decline in the level of spending in recent times? Overall consumer confidence is at its highest for three years, according to the latest Deloitte...Read More
‘Alternative Credit’ and How to Get It
If you need to borrow some money but your credit rating is less than perfect, you may find it nigh on impossible to get a loan from a high street provider. The dangers of approaching a payday lender have been repeatedly highlighted over recent months, but what are your other...Read More
How to budget your money
Do you worry about running out of money? Are living costs eating at your income before next payday? If the answers to those questions are yes, then make sure you continue reading this article. It will explore the best methods the budget your money so you do not have to...Read More
Is a Debt Consolidation Loan Right for You?
Many of us owe money on various forms of credit — perhaps one or multiple credit cards or a number of separate loans or credit agreements. It can be challenging to keep on top of all the different repayments, and if you fall behind you may find yourself in financial...Read More
Inflation falls again as consumers benefit from price wars
Consumers woke up to upbeat figures with inflation falling to 1.2% during September, driven by a combination of low travel cost and on-going supermarket wars. The decline in the rate has not been this low since inflation, which is measured by the consumer price index, reached 1.1% during September 2009....Read More
Debt infiltrating the over 55s
It seems the over 55’s in Britain are indulging in regular spending sprees that has led to increased debt during the past 12 months. There’s a perception that resonates everywhere that people who fall into debt tend to be young people who believe in the motto ‘live for the moment’...Read More