Budgeting – Things to consider
In recent times our blog posts were heavily focused on identifying the right loans solutions, general advice for borrowers, and tips to improve credit score. This week however our focus will shift towards promoting healthy attitude towards personal finance in general. Why budgeting? The main advantage you get from budgeting...Read More
How much will you borrow to fund Christmas?
Have you started shopping for Christmas? Are you contemplating borrowing to fund the festive period? As stores start displaying Christmas decorations and get shoppers thinking with glee about the festive period you may start to think about the cheapest way to fund it all. Borrowing money to pay off your...Read More
Affordable borrowing: The what, why, & how
One of the first things you need to think about when taking a personal loan is your ability to pay it back. Affordable borrowing becomes an essential factor to impress lenders and access the finances required. Most of us are already saddled with monthly financial commitments – mortgage, rent, council...Read More
10 tips for first time borrowers
This is a guide to help first time borrowers make the right decisions when it comes to credit. Taking out a loan can be a daunting prospect for anyone new to the game but implement our 10 tips to make your path as smooth as possible and avoid any pitfalls....Read More
Secured loans in the spotlight
Secured loans are ideal for borrowers looking for a large amount, usually to fund a big purchase. Sometimes referred to as homeowner loans, it simply means the loan will be secured against an asset, typically your home, to counter the risk of borrowing such a large amount. Why should you...Read More
Should I borrow more or less?
Do you need a loan to tidy up your finances? Are you unsure about the amount you need to borrow? This is a dilemma borrowers have to solve when making a loan application. The initial temptation is to opt for the recommended loan amount but you may have a better...Read More
Loan repayment: How to be prepared
This is a guide for borrowers to make the loan repayment period go as smooth as possible. So the lender has approved your loan and the money is in the bank. Usually loan repayment start the month after funds enter your account. Your loan repayment action plan should consider the...Read More
Apply for a Loan on Low Income
Do you need cash to pay off existing bills? Are you nervous about applying for a loan? Applying for a loan on low income can be a smart short term solution to ease the strain on your finances. We live in unpredictable times where jobs are insecure, the pay packet...Read More