Thinking of Borrowing Money?
Before you take the concrete step of taking out personal loans or any other form of borrowing, it makes sense to work out if using credit is absolutely necessary. In these perilous financial times, many people are trying to repay what they already owe rather than take on any further...Read More
Getting a Loan: The Basics
There are a number of basic boxes you will need to tick in order to take out an unsecured loan in the UK. You must be at least eighteen years old and resident in the UK, and you will need to have a current bank account. If you fulfil these...Read More
Qualifying for Personal Loans When You Have Bad Credit
Let’s get the bad news over with first: it can be pretty hard to qualify for unsecured finance when you have a low credit score. However, that’s not to say it's impossible. In fact, there are a number of things to consider if you need to raise some money but...Read More
Thinking About Unsecured Loans?
A personal loan is one that is comparatively small, unsecured and comes with a fixed rate of interest. Loans of this type are generally for amounts up to around £25,000, or possibly less, depending on your individual financial circumstances. Because you are not required to offer your property to secure...Read More
Looking for Personal Loans?
There are a number of factors that you need to be aware of before you apply for a loan of any type. A secured loan is a product that uses your property as security - meaning that should you fall behind on your repayments, you will be at a significant...Read More
Loans for Retired People
In the past, it’s fair to say that banks have been rather wary of lending to retired people. However, older people do have a fair amount of spending power - a fact that lenders are increasing tapping into. As with all loan applicants, each lender will apply its own lending...Read More
Taking Out Personal Loans to Consolidate Debt
If you have built up debt from a number of different credit sources - for example, credit cards, store cards, loans or even your overdraft - you might be finding it rather tricky to keep track of how much you own to whom, and at what rate of interest. This...Read More
Taking Out Secured Loans with Bad Credit
Unfortunately, for lots of us living in the UK a low credit score is just a fact of life. If your score is lower than average, you probably already have a pretty good idea how hard it can be to get accepted for credit at an affordable rate of interest....Read More
Using a Personal Loan to Fund a Car Purchase
If you need to raise some cash to buy a car, personal loans could be something to look into. However, before taking out any form of credit, it’s important to have a basic grasp of the pros and cons. Research is the main keyword here. What sort of car do...Read More
Unsecured Loans - Things to Think About
If you are thinking about taking out an unsecured loan, you need to be aware if the fact that this type of financial product does not require you to offer a form of security, such as your property, for example. Instead, the provider will take a close look at your...Read More