It’s a fact that most of us will need to use credit at one point or another during our lives. This could be to buy a car, pay for higher education or get on the property ladder. Luckily, there is a range of borrowing options for those aged eighteen or...Read More
Trying to Improve Your Credit Score?
Your credit score may affect how much you are able to borrow and at what rate. If you credit rating is low or non-existent, there are some easy steps you can take to fix it. In an ideal situation, you should avoid anything that could negatively impact on your credit...Read More
Do You Really Need to Borrow?
Before you apply for a shiny new credit card or sign up for personal loans, it is just common sense to think carefully about whether you really do need to take on debt. In these fraught financial times, many people are opting to repay their current debts before even contemplating...Read More
Good and Bad Debt
Before you apply to borrow any money, it is definitely worth bearing in mind that there is a clear difference between good and bad debt. While there are some things that it is worth taking on a burden of debt for, in other cases you could be doing so unnecessarily,...Read More
Taking Out a Personal Loan
People opt to take out personal loans for a huge variety of reasons. Many use them to cover the costs of improvements to their home, to pay for a dream holiday, to pay for school fees or even to consolidate their debt. You should always consider your motivations very carefully...Read More
Everything You Need to Know About Secured Loans
Would a secured loan suit your needs better than a personal loan? What other alternatives are there? These are just two of the questions that you may be asking if you are considering taking out a secured loan. In essence, a secured loan is a form of borrowing where the...Read More
Thousands of UK residents apply for loans every year, and if it is something you are considering, it’s as well to get to grips with the basics of what you are committing to. If you have never taken out a loan before, you might not know what to look for...Read More