Secured Loans to Consolidate Debt?
If you have built up a fair bit of debt over the years, you may well be considering ways in which you can simplify your finances. Multiple loans and credit cards result in multiple direct debits to multiple providers, and they can be very difficult to keep on top of....Read More
Getting a Loan with Bad Credit
If you have struggled with your finances in the past, your credit score will reflect that fact. However, there are loans available for those with a low credit rating, though you may need to shop around fairly extensively in order to identify them. There are lots of reasons why you...Read More
A Guide to Wedding Loans
Weddings are memorable occasions, but as all those that have recently tied the knot will attest, marriage can be a very expensive business. These days, the average wedding costs between eighteen and twenty-two thousand pounds, so it won’t come as a surprise to learn that many couples need to borrow...Read More
Should I take out a secured loan?
Secured loans, also commonly called homeowner loans or second charge mortgages, are a financial product which enables you to borrow a large sum of money (normally over £25,000) by offering collateral, which is generally your property, as security to guarantee the repayments. If you need to raise a sizeable sum,...Read More
If you have built up a fair bit of debt to multiple providers, you may find it quite complicated and stressful to keep on top of everything you owe. If you are experiencing problems with your money management, you may be thinking about consolidating your total debt into one new...Read More
Finding the best personal loan for you
There are certain basic boxes that you will need to tick, as an applicant for a personal loan. You need to be at least eighteen to apply for a loan in the UK and you need to have a UK address. The longer you have lived at this address, the...Read More
If you’re thinking of taking out a secured loan as a solution to your debt problem, there are several very important factors that you will need to think through carefully before signing on the dotted line. Secured loans do have a number of advantages over non-secured, personal loans. Firstly, you...Read More
Thinking about a home improvement loan?
If you are thinking about taking out a home improvement loan because you want to fund a large build or a more modest project such as a new kitchen, personal loans can be one way of making your vision a reality. Applying for personal loans is typically a fairly simple...Read More
Personal Loans and the APR
When you take out any sort of credit or loan, you need to be clear that you will be required to pay the lender for the use of the money. The part of the money you will be required to pay back on top of the loan amount is referred...Read More
The basic principles of secured loans
Secured loans are commonly utilised to borrow larger amounts of money, generally in excess of £10,000, though you may be able to borrow as little as £3,000 from some providers. Loans tend to be capped at around the h £100,000 mark, though in some cases lenders will offer more. The...Read More