Should I fund my summer holiday with an unsecured loan?
We’ve reached the time of year when people are turning their thoughts to summer holidays and booking those last-minute breaks when the weather brightens. If you’re in a vacation mood but are worried you don’t have the finances to cover the cost of a week or two somewhere exotic, would...Read More
Is an unsecured loan the best way to borrow cheaply?
If you need to borrow money, an unsecured loan can seem like the ideal solution. With interest rates currently extremely low, the cost of borrowing has never seemed more affordable. Unsecured loans, also known as personal loans, are often favoured over secured loans, because they pose no direct risk to...Read More
Should I consider taking out a personal loan?
Personal loans allow individuals to borrow as much as £50,000 over a period that can be anywhere between 1 and 25 years. They are not secured against any of your assets and, as such, are often highly attractive products. However, if you are considering a personal loan, it is important...Read More
Personal loans or credit card?
If you are looking to borrow a relatively modest sum of money and are wondering whether a personal loan or a credit card would best suit your needs, read on. The answer depends on several factors, not least how good you are at managing your finances. Organised people may find...Read More
Can I Get a Secured Loan When My Credit Score Is Low?
If you’ve been through some trials and tribulations with your finances in the past, you may be wondering if you’ll be considered eligible for credit now that you are back on track. The simple answer is yes, though there are a number of caveats. You may find that you will...Read More
The Best Way to Borrow
It is a rare person indeed who goes through life without having to borrow some money at some point. Many of us will have experienced a set of circumstances which meant we have needed to apply for a loan to cover an unforeseen emergency - for example, an urgent car...Read More
Will I get accepted for an unsecured loan?
Unsecured loans may be a decent way of borrowing the cash you need to purchase a big ticket item such as a new car, or even to pay for some improvements to your property. A loan of this nature is generally capped at around the £25,000 mark, so it can...Read More